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Ride Now, Pay Later: Why HPC Offers the Absolute Best E-Bike Financing in the Industry (0% for 12 Months – No Fees)

Ride-Now-Pay-Later-Why-HPC-Offers-the-Absolute-Best-E-Bike-Financing-in-the-Industry-0-for-12-Months-No-Fees Hi Power Cycles

In a market flooded with “buy now, pay later” schemes that quietly slap you with deferred interest, hidden fees, or 20-30% APR, we just quietly dropped the single best financing offer you will find anywhere in the e-bike world.

We partnered with Synchrony to give qualified buyers 0% interest for 12 full months — with zero fees.

That’s right. No dealer fees, no origination fees, no “gotcha” fees.  Just pure 0% as long as you pay it off within 12 months.

You can finance anything we sell — a complete bike, a conversion kit, an extra battery, or even just accessories. If it’s on hpcbikes.com, you can spread it over 12 months at 0%.

Apply for 0% Financing Here →

Why This Deal Is Actually a No-Brainer Right Now

Inflation has been brutal the last few years (still hovering near 10% compounded if you look at the real cost of goods), wages aren’t keeping pace for most people, and every other e-bike brand is either:

  • Charging you 18–36% APR through Affirm/Klarna, or
  • Not offering any sort of financing

Meanwhile, we hand you a full year interest-free with Synchrony, and we eat all the processing costs. You only pay interest if you don’t qualify for the 0% promo (and you’ll see the exact rate before you sign — total transparency).

In today’s economy, this isn’t just nice to have — it’s genuine peace of mind and flexibility. Get the bike you actually want today instead of settling for the “budget” model you’ll outgrow in six months.

Want Even More Flexibility? We’ve Got Affirm Too

Prefer longer terms (up to 36 months)? We also offer Affirm. Rates are credit-based and some plans do have interest, but many customers still get extremely competitive rates.

But honestly? If you can pay it off in 12 months, the Synchrony 0% deal beats Affirm (and everyone else) by a mile.

See Both Financing Options Instantly →

Ready to Pull the Trigger on the Most Insane E-Bikes on the Planet?

Imagine owning the most powerful production enduro e-bike ever built — the HPC Trailblazer — and paying $0 in interest for a whole year.

→ 2025 HPC Trailblazer – King of Enduro E-Bikes

Or go full superbike mode with the fastest e-bike money can buy — the Revolution X (10,000 W, sub-90 lb, 70+ mph real-world speeds).

→ HPC Revolution X – The Fastest E-Bike on Earth

Both are fully eligible for the 0% for 12 months promotion. Yes, even the $15k+ builds.

How to Get Approved in Minutes

  1. Add whatever you want to your cart (bike, kit, battery, accessories — anything)
  2. Figure out how much you want to put down (if anything) and what your order total would be
  3. Email us and fill out the 60-second application
  4. Get a decision in minutes
  5. Ride out (or have it shipped) while paying nothing upfront and 0% interest for a year

Seriously, it’s that easy!

Stop waiting for “someday” when prices come down (spoiler — they’re not).
Lock in today’s price, ride immediately, and let your money keep working for you instead of the bank.

Apply for Financing Now →

— The HPC Team

P.S. This 0% Synchrony offer is the best financing promotion we’ve ever run, and it won’t last forever. If you’ve been eyeing a Trailblazer or Revolution X or that new battery, right now is literally the cheapest these bikes will ever be for you.

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